Last reviewed: 15 September 2026
Home › Canada
Canada
Every Library page and Register finding covering Canadian home warranty and vehicle service contract regulation, in one place — province by province. See the United States instead.
Home warranty
a class="card" href="/ca/home-warranty/how-home-warranties-work/">How home warranties work (Canada)Ontario's Tarion and similar provincial programs aren't the same thing as a purchased home-systems warranty. Here's the real difference.Alberta home warranty regulationA mandatory builder warranty and a decade-old insurance classification for purchased warranties — two separate regimes, created a year apart.Quebec new-home warranty planUntil 2015, builder-affiliated groups administered Quebec's mandatory new-home warranty. A regulation restricted it to one arm's-length nonprofit instead.British Columbia home warranty regulationBC doesn't use one nonprofit administrator — it requires a licensed builder to buy warranty insurance from a private insurer, split across two different regulators.Ontario new-home warranty regulationFor decades, Tarion both administered Ontario's new-home warranty and licensed the builders it covered. A 2017 law, in force since 2021, finally split those two jobs apart.
Auto / vehicle service contracts
a class="card" href="/ca/auto-warranty/quebec-extended-warranty-disclosure/">Quebec extended warranty disclosureStarting October 5, 2026, a Quebec merchant must hand you a specific, prescribed notice before offering an extended warranty — including one written just for used vehicles.Alberta vehicle warranty regulationUnlike Ontario or Quebec, Alberta regulates a vehicle warranty as insurance — underwriting by a licensed insurer, and real penalties for selling one without the right licence.British Columbia warranty insurance regulationBC's own regulations define a home or vehicle warranty as insurance by name, with a narrow exemption for manufacturers and retailers selling their own.Saskatchewan vehicle warranty regulationExtended warranties are treated as insurance, same as Alberta and BC — but Saskatchewan also writes a mandatory minimum drivetrain warranty directly into every used-car dealer's licence.Ontario vehicle warranty regulationOntario doesn't treat a vehicle warranty as insurance — it's a "future performance agreement" under a consumer protection law currently mid-transition.Manitoba vehicle warranty regulationManitoba makes the seller of an extended warranty liable for its performance, whether or not the seller is even a party to the contract.