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Quebec's new extended warranty disclosure rules, in force October 2026

Quebec's consumer protection reform against planned obsolescence — Bill 29 — is being phased in over several years. The piece that matters most for anyone shopping for an extended warranty, including on a used car, takes effect October 5, 2026: a mandatory, prescribed disclosure a merchant must hand over before offering one at all.

What's actually changing on October 5, 2026

A regulation amending Quebec's Regulation respecting the application of the Consumer Protection Act — adopted by the Quebec government in December 2025 and published in the Gazette officielle du Québec on December 17, 2025 — implements the next phase of Bill 29 (passed in 2023). It sets prescribed statutory "warranty of good working order" durations for a defined list of new household goods, and, separately, creates a mandatory pre-sale disclosure obligation on any merchant before offering a consumer an extended (additional) warranty on top of the legal warranty that already applies automatically. Both pieces take effect the same day: October 5, 2026.

Four different notices — one written specifically for a used vehicle

The regulation doesn't use one generic disclosure form. It prescribes four distinct versions of the compulsory paper notice, each tailored to a different situation: goods covered by the new statutory warranty of good working order, used automobiles, used motorcycles, and a catch-all version for other goods. A merchant must hand the consumer a paper document containing only the prescribed notice — before offering the extended warranty, not folded into the sale paperwork afterward. That a used-vehicle extended warranty gets its own dedicated notice, distinct from an appliance extended warranty, is the detail most likely to matter to someone buying a used car in Quebec specifically.

What happens if a merchant skips the disclosure

Quebec's remedy is specific, not just a general "unfair practice" penalty: if a merchant doesn't comply with the disclosure requirement, the consumer may cancel the extended-warranty contract, without fee or penalty, at any time during the first year of the contract, and the merchant must return everything collected under it. That mirrors the same fee-free, full-refund cancellation logic already reflected in point 2 of our standard.

Worth knowing: Quebec already regulates used-vehicle warranties separately

This isn't Quebec's first move on used-vehicle warranty coverage specifically. A separate, earlier phase of the same reform, in force since April 5, 2024, already extended Quebec's existing statutory "legal warranty of good working order" for used vehicles sold by a dealer — a tiered system based on the vehicle's age and mileage at sale — to cover vehicles up to seven years old or 120,000 km, up from a narrower band before. That legal warranty is separate from, and predates, the October 2026 extended-warranty disclosure rule described above; the two are easy to conflate but address different things — one is automatic minimum coverage on the used car itself, the other is what a merchant has to tell you before selling you something extra on top of it.

If you're buying a used car in Quebec after October 5, 2026: if a dealer offers an extended warranty, ask specifically for the used-automobile version of the required disclosure notice before you say yes — and if you never got one, you likely have a full year to cancel, fee-free.

References

  1. Regulation amending the Regulation respecting the application of the Consumer Protection Act (Décret 1459-2025), Gazette officielle du Québec, Part 2, Vol. 157, No. 51 (December 17, 2025), in force October 5, 2026.
  2. Bill 29, An Act mainly to combat planned obsolescence and to promote the durability, repairability and maintenance of goods (Quebec, assented to October 2023), amending the Consumer Protection Act.
  3. Office de la protection du consommateur (Quebec), guidance on the legal warranty of good working order for used vehicles sold by a dealer, including the April 5, 2024 extension of coverage bands by vehicle age and mileage.

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