https://thewarrantyrecord.org/updates/ What changed on The Warranty Record: new Library pages, Register assessments, and public corrections. en-us https://thewarrantyrecord.org/library/ 2026-09-14-3 more Library pages: Ohio, Missouri, and auto-renewal clauses Mon, 14 Sep 2026 12:00:00 GMT Ohio repealed its own insurance-department Home Warranty Act in 2004 and never replaced it, moving home warranties under ordinary consumer-sales law instead; Missouri requires a specific statutory disclosure — 'backed only by the full faith and credit of the provider' — when a vehicle service contract isn't insured; and a US-vs-Canada look at auto-renewal clauses, covering the FTC's vacated federal 'click-to-cancel' rule and Ontario's outright ban on negative-option renewal billing. https://thewarrantyrecord.org/library/ 2026-09-14-4 more Library pages: Washington, Nevada, Ontario, and Manitoba Mon, 14 Sep 2026 12:00:00 GMT Washington regulates home warranties, vehicle service contracts, and even rustproofing add-ons under one repeatedly-amended insurance-code chapter; Nevada gives a provider three genuinely different ways to prove it can pay claims, after a 2019 law brought home warranty protection plans under its service-contract statute; Ontario — Canada's largest province, and new to our coverage — treats an extended vehicle warranty as a consumer contract rather than insurance, under a law now mid-transition to a not-yet-in-force replacement; and Manitoba makes the seller of an extended warranty answer for its performance, whether or not that seller is even a party to the contract. https://thewarrantyrecord.org/library/ 2026-09-14-4 more Library pages: Arizona, Saskatchewan, recalls vs. known-defect exclusions, and warranty transferability Mon, 14 Sep 2026 12:00:00 GMT Arizona had no dedicated home warranty law at all until 2018, and still runs a bonded-permit system rather than an insurance license; Saskatchewan both treats extended vehicle warranties as insurance and writes a mandatory minimum drivetrain warranty into every used-car dealer's licence; the real legal difference between a federally mandated safety recall and a service contract's 'known defect' exclusion; and how transferring a home warranty or vehicle service contract to a new owner actually works when a house or car is sold. https://thewarrantyrecord.org/library/ 2026-09-14-5 more Library pages: New York, Illinois, British Columbia, and two cross-border consumer guides Mon, 14 Sep 2026 12:00:00 GMT New York and Illinois each regulate home and auto service contracts under one statute rather than splitting them the way California does; British Columbia's own insurance regulations classify most home and vehicle warranties as insurance outright; a US-vs-Canada comparison of whether the individual salesperson (not just the company) needs a personal license; and how to actually compare two home warranty contracts' aggregate vs. per-item coverage caps. https://thewarrantyrecord.org/library/ 2026-09-14-5 more Library pages: California's split regime, insolvency protection, Alberta, and cross-border cooling-off rights Mon, 14 Sep 2026 12:00:00 GMT California's two separate insurance-code tracks for home warranties and vehicle service contracts, what actually protects you (and what doesn't) if a warranty company goes out of business, Alberta's insurance-based regulation of vehicle warranties, a US-vs-Canada comparison of cooling-off/free-look cancellation rights, and how a mandatory arbitration clause in a warranty contract actually works. https://thewarrantyrecord.org/library/ 2026-09-14-6 more Library pages: state, provincial, and practical deep-dives Mon, 14 Sep 2026 12:00:00 GMT How Texas and Florida each actually regulate home warranty companies, Quebec's incoming extended-warranty disclosure rules, how a home warranty claim really gets processed and denied, how to read a vehicle service contract's exclusions, and how warranty complaint data is (and isn't) tracked on each side of the border. https://thewarrantyrecord.org/standard/ 2026-09-14-Correction: Texas home warranty citations updated Mon, 14 Sep 2026 12:00:00 GMT Our standard and US home warranty guide previously cited Texas home warranty law as "Occupations Code chapters 1303 and 1304." Chapter 1303 (the former Residential Service Company Act) was repealed and folded into Chapter 1304 by House Bill 1560, 87th Legislature (2021). Both pages, and a new dedicated Texas page, now cite Chapter 1304 only. https://thewarrantyrecord.org/register/ 2026-09-14-The Register is open — zero providers assessed so far Mon, 14 Sep 2026 12:00:00 GMT The standard is published and vetting is starting. We're showing the honest current count (zero) rather than filling this page with placeholder claims; the first real assessments will appear here as they're completed. https://thewarrantyrecord.org/library/ 2026-09-14-4 Library pages: the US/Canada foundation Mon, 14 Sep 2026 12:00:00 GMT How home warranties actually work in the US and in Canada (and why Canada's statutory new-home warranty programs like Tarion are a different product entirely), the real legal difference between a manufacturer's warranty and an "extended warranty," and a direct US-vs-Canada comparison of the underlying regulation. https://thewarrantyrecord.org/standard/ 2026-09-14-The Warranty Record launches Mon, 14 Sep 2026 12:00:00 GMT A published standard for home warranty and vehicle service contract providers, tied to the Magnuson-Moss Warranty Act, state service-contract and insurance-department licensing, and Canadian provincial consumer protection law — plus a public Register that will report findings honestly, with no paid placements and no pay-to-list badge.